Magma General Insurance offers a wide range of personal and commercial insurance solutions, including Home, Travel, Personal Accident, Fire, Marine, Engineering, Liability, Burglary, Shopkeeper, and Business Insurance for individuals and businesses.

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🏠 1. Home Insurance (Householder's Package Policy)

Protect your home and valuable belongings against unforeseen risks.

✨ Key Features

🏡 Building Structure Cover

🛋️ Household Contents Cover

🔥 Fire & Explosion Protection

⚡ Lightning Cover

🌪️ Storm, Flood & Cyclone Cover

🌍 Earthquake Cover

💥 Riot & Strike Damage

🚨 Burglary & Theft Cover

💎 Jewellery & Valuables Cover (Optional)

💻 Electronic Equipment Cover

👨‍👩‍👧 Personal Liability Cover

🏠 Temporary Alternate Accommodation

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✈️ 2. Travel Insurance

Comprehensive protection while travelling within India or abroad.

✨ Coverage

🏥 Emergency Medical Expenses

🚑 Medical Evacuation

✈️ Trip Cancellation

🛫 Trip Delay

🛄 Loss of Checked-in Baggage

🛂 Loss of Passport

💰 Personal Liability

⚰️ Repatriation of Mortal Remains

💵 Emergency Cash Assistance

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❤️ 3. Personal Accident Insurance

Financial protection against accidental injuries and death.

Covers

💰 Accidental Death Benefit

♿ Permanent Total Disability

🦾 Permanent Partial Disability

🏥 Temporary Total Disability

🚑 Ambulance Expenses

📚 Children's Education Benefit

👨‍👩‍👧 Family Financial Protection

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🔥 4. Fire Insurance

Designed for homes, offices, factories and commercial establishments.

Coverage

🔥 Fire

⚡ Lightning

💥 Explosion

✈️ Aircraft Damage

🌪️ Storm & Cyclone

🌊 Flood & Inundation

🌍 Earthquake

💥 Riot, Strike & Malicious Damage

🚒 Fire Fighting Expenses

🏭 Industrial Property Protection

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🚢 5. Marine Insurance

Protection for goods during transit.

Available Plans

🚚 Inland Transit Insurance

🚢 Marine Cargo Insurance

🌍 Import Cargo Insurance

📦 Export Cargo Insurance

🚛 Goods in Transit Insurance

Covers

🚢 Transit Damage

🔥 Fire

💥 Accidental Damage

🚨 Theft

🌊 Natural Calamities

📦 Loading & Unloading Risks

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🏗️ 6. Engineering Insurance

Specially designed for contractors, builders and industries.

Plans Available

🏗️ Contractors All Risk (CAR)

🏢 Erection All Risk (EAR)

⚙️ Contractor's Plant & Machinery (CPM)

💻 Electronic Equipment Insurance (EEI)

🔥 Boiler & Pressure Plant Insurance

⚙️ Machinery Breakdown Insurance

💼 Machinery Loss of Profit Insurance

Covers

🏗️ Construction Risks

⚙️ Machinery Breakdown

💥 Accidental Damage

👷 Third-Party Liability

📉 Business Interruption

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⚖️ 7. Liability Insurance

Protects businesses against legal liabilities arising from operations, products, or professional services.

Available Plans

👔 Directors & Officers (D&O) Liability

🏭 Public Liability (Industrial)

🏢 Public Liability (Non-Industrial)

📦 Product Liability

💻 Cyber Insurance

🧪 Clinical Trials Liability

🏢 Commercial General Liability (CGL)

👨‍💼 Errors & Omissions (Professional Liability)

Covers

⚖️ Legal Liability

💰 Compensation Awards

👨‍⚖️ Legal Defence Costs

🏥 Third-Party Injury

🏢 Property Damage

💻 Cyber Incident Losses

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🛍️ 8. Shopkeeper's Insurance

Designed for retail shops and small businesses.

Covers

🏬 Shop Building

📦 Stock & Inventory

💻 Office Equipment

💰 Cash in Safe

🚨 Burglary

🔥 Fire

⚡ Electrical Equipment

👨‍💼 Public Liability

💵 Business Interruption

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🚨 9. Burglary Insurance

Financial protection against burglary and theft.

Covers

🏢 Building Damage

💰 Theft of Property

📦 Stock Loss

🖥️ Office Equipment

🏠 Household Contents

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💻 10. Cyber Insurance

Protection against cyber risks for businesses.

Covers

💻 Data Breach

🦠 Malware & Ransomware

💰 Cyber Extortion

⚖️ Legal Liability

📂 Data Recovery

👨‍💼 Incident Response Costs

🔒 Privacy Breach

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🏭 11. Industrial All Risk Insurance

Comprehensive protection for large industries.

Covers

🏭 Buildings

⚙️ Plant & Machinery

📦 Stock

💥 Accidental Damage

🔥 Fire

🌪️ Natural Disasters

📉 Business Interruption

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🌾 12. Rural & Miscellaneous Insurance

Available for rural and special insurance needs.

Covers

🐄 Cattle Insurance

🐑 Livestock Insurance

🌱 Plantation & Agricultural Assets

🏠 Rural Property Protection

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⭐ Common Benefits

✅ Cashless Claim Assistance (where applicable)

✅ Nationwide Customer Support

✅ Flexible Sum Insured Options

✅ Individual & Commercial Plans

✅ Add-on Covers Available

✅ Quick Claim Registration

✅ Affordable Premiums

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📄 Documents Required

🪪 Aadhaar Card

🆔 PAN Card (if applicable)

📍 Address Proof

📷 Photograph

🏠 Property/Business Proof (where applicable)

📋 Purchase Invoice or Asset Details (if required)

💳 Bank Account Details

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⭐ Why Choose Magma General Insurance?

✅ Comprehensive Personal & Commercial Insurance Solutions

✅ Home, Travel & Personal Accident Protection

✅ Fire, Marine & Engineering Insurance

✅ Liability & Cyber Insurance

✅ Shopkeeper & Business Insurance

✅ Flexible Coverage Options

✅ Quick & Hassle-Free Claims

✅ Trusted Customer Support Across India

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📞 Need More Information?

🛡️ Secure What Matters Most with Magma General Insurance!

📞 Free Insurance Consultation

💻 Instant Premium Quote

📝 Quick & Hassle-Free Policy Issuance

🏠✈️🏭 Choose Magma General Insurance for complete protection of your Home, Travel, Personal Accident, Fire, Marine, Engineering, Liability, Cyber, Shop, and Business risks with comprehensive coverage and reliable claim support.