🌟 Bronze+ • Titanium+ • Platinum+

Niva Bupa ReAssure 2.0 is one of Niva Bupa's flagship health insurance plans, offering comprehensive hospitalization coverage with unique features like ReAssure Forever, Booster+, Carry Forward Forever, Lock the Clock (eligible variants), and Live Healthy Rewards. It is available in Bronze+, Titanium+, and Platinum+ variants.

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🛡️ Plan Variants

🥉 1. Bronze+

An affordable comprehensive health insurance plan for individuals and families.

✨ Key Features

🏥 Comprehensive Hospitalization Cover

♾️ ReAssure Forever (Unlimited Restoration)

📈 Booster+ Bonus

🩺 Annual Health Check-up (Day 1)

🌿 AYUSH Treatment

💻 e-Consultation

👨‍⚕️ Second Medical Opinion

🎁 Live Healthy Rewards

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🥈 2. Titanium+

A premium plan with enhanced protection and exclusive benefits.

✨ Additional Benefits

🛏️ No Room Rent Restriction

✈️ Air Ambulance Cover

🔒 Lock the Clock (Age Lock Benefit)

♾️ ReAssure Forever

📈 Booster+ Bonus

💰 Carry Forward Forever

🏥 Non-Payable Items Cover (Safeguard+ Optional)

🎁 Wellness Rewards

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🥇 3. Platinum+

The most comprehensive ReAssure 2.0 variant with maximum protection and premium benefits.

✨ Premium Benefits

🛏️ Any Room Category

♾️ Unlimited ReAssure Forever

📈 Booster+ 3X Benefit

💰 Carry Forward Forever

🔒 Lock the Clock

✈️ Air Ambulance

🏥 Non-Payable Items Cover (with Safeguard+)

🌍 Worldwide Emergency Coverage (Optional)

👶 Maternity & Newborn Cover (Optional Miracle Add-on)

💎 Highest Level of Protection

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💰 Sum Insured Options

Bronze+

✅ ₹5 Lakhs

✅ ₹10 Lakhs

✅ ₹15 Lakhs

✅ ₹20 Lakhs

Titanium+

✅ ₹5 Lakhs

✅ ₹10 Lakhs

✅ ₹15 Lakhs

✅ ₹20 Lakhs

✅ ₹25 Lakhs

✅ ₹50 Lakhs

✅ ₹1 Crore

Platinum+

✅ ₹5 Lakhs

✅ ₹10 Lakhs

✅ ₹15 Lakhs

✅ ₹20 Lakhs

✅ ₹25 Lakhs

✅ ₹50 Lakhs

✅ ₹1 Crore

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👨‍👩‍👧 Who Can Be Covered?

👤 Self

💑 Spouse

👶 Dependent Children

👴 Parents

👵 Parents-in-law

👨‍👩‍👧 Family Floater

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🏥 Hospitalization Coverage

The plan covers eligible expenses for:

🛏️ Room Rent

🏥 ICU Charges

👨‍⚕️ Doctor Consultation Fees

💉 Surgery Expenses

🩺 Nursing Charges

💊 Medicines

🧪 Diagnostic Tests

🩸 Blood & Oxygen

🦴 Implants & Medical Devices

🌿 AYUSH Hospitalization

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🚑 Pre & Post Hospitalization

Before Hospitalization

📅 60 Days

🩺 Doctor Consultation

🧪 Diagnostic Tests

💊 Medicines

After Hospitalization

📅 180 Days

🩺 Follow-up Consultation

💊 Medicines

🧪 Diagnostic Tests

🩹 Recovery Care

Covered up to the Sum Insured.

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💉 Day Care Procedures

Coverage for eligible day care treatments including:

👁️ Cataract Surgery

❤️ Angiography

🩸 Dialysis

🧬 Chemotherapy

☢️ Radiotherapy

🦴 Arthroscopy

👂 ENT Procedures

🏥 Minimally Invasive Surgeries

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🧬 Modern Treatments

Coverage includes eligible advanced procedures like:

🤖 Robotic Surgery

💉 Immunotherapy

🧬 Stem Cell Therapy (Specified Conditions)

💊 Oral Chemotherapy

🧠 Deep Brain Stimulation

🌬️ Balloon Sinuplasty

🫁 Bronchial Thermoplasty

Subject to policy terms.

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♾️ ReAssure Forever

One of the biggest highlights of the plan.

✅ Automatically restores your Base Sum Insured after an eligible claim.

♾️ Restoration can be used again and again for the same illness or different illnesses, even for the same insured person, subject to policy conditions.

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📈 Booster+ Benefit

Enjoy an increase in your available health cover every claim-free year.

🎁 Bonus accumulates over time.

📈 Available as Booster+ or Booster+ 3X depending on the selected variant.

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💰 Carry Forward Forever

Instead of losing accumulated bonuses, eligible unused benefits can continue across renewals, subject to policy terms.

✔️ Helps build a larger available cover over the long term.

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🔒 Lock the Clock

(Available in Titanium+ & Platinum+)

🎂 Your entry age for premium calculation can be locked until the first paid claim, helping avoid age-band premium increases during that period, subject to policy conditions. Portfolio-wide premium revisions may still apply.

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🩺 Annual Health Check-up

Available from Day 1.

Includes preventive health screening as per the selected variant and policy terms.

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🚑 Ambulance Cover

🚑 Road Ambulance – Covered up to the Sum Insured

✈️ Air Ambulance – Up to ₹2.5 Lakhs per hospitalization for eligible Titanium+ and Platinum+ variants.

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🌿 AYUSH Treatment

Coverage for inpatient treatment under:

🌱 Ayurveda

🧘 Yoga

🌿 Naturopathy

💊 Unani

🌼 Siddha

✨ Homeopathy

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❤️ Organ Donor Cover

Eligible expenses include:

❤️ Organ Donor Hospitalization

🧪 Donor Medical Expenses

🏥 Organ Transplant Expenses

Covered according to policy terms.

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💪 Live Healthy Rewards

🏃 Wellness Programs

🍎 Healthy Lifestyle Rewards

📱 Digital Health Services

🎁 Reward Points & Wellness Benefits

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➕ Optional Benefits

🛡️ Safeguard

🛡️ Safeguard+

🏥 Hospital Cash

❤️ Personal Accident Cover

👶 Miracle (Maternity & Newborn Cover)

🌍 Worldwide Emergency Cover

💊 OPD Benefits (where available)

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⏳ Waiting Period

📅 Initial Waiting Period – 30 Days (except accidents)

🩺 Specific Diseases – 24 Months

❤️ Pre-existing Diseases – 36 Months (unless reduced under applicable options)

Accidental hospitalization is covered from Day 1.

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❌ Major Exclusions

🚫 Cosmetic Surgery

🚫 Self-inflicted Injuries

🚫 Alcohol & Drug Abuse

🚫 Experimental Treatments (unless covered)

🚫 Non-medical Expenses (unless covered through optional benefits)

🚫 Treatments outside policy terms

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⭐ Why Choose Niva Bupa ReAssure 2.0?

✅ Coverage up to ₹1 Crore

✅ ReAssure Forever Unlimited Restoration

✅ Carry Forward Forever

✅ Booster+ Benefits

✅ Lock the Clock (Titanium+ & Platinum+)

✅ Annual Health Check-up from Day 1

✅ AYUSH Treatment Cover

✅ Organ Donor Cover

✅ Air Ambulance (Eligible Variants)

✅ Optional Maternity & Newborn Benefits

✅ Family Floater Available

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📄 Documents Required

🪪 Aadhaar Card

🆔 PAN Card (if applicable)

📍 Address Proof

📷 Passport-size Photograph

🏥 Previous Medical Records (if required)

💳 Bank Account Details

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📞 Need More Information?

💙 Secure Your Family with Niva Bupa ReAssure 2.0!

📞 Free Expert Consultation

💻 Get an Instant Premium Quote

📝 Quick & Hassle-Free Policy Issuance

🏥 Choose Bronze+, Titanium+, or Platinum+ and enjoy comprehensive health protection with innovative features, lifelong renewability, and financial peace of mind.