🌟 Comprehensive Health Insurance with Lifetime Rewards & Premium Protection

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🛡️ What is Ultimate Care?

Ultimate Care from Care Health Insurance is a premium health insurance plan designed to provide extensive medical coverage, high sum insured options, cashless hospitalization, wellness benefits, and the unique Premium Payback feature, which rewards policyholders for maintaining a healthy, claim-free lifestyle (as per policy terms).

Ideal for:

👨 Young Professionals

👩 Working Individuals

👨‍👩‍👧 Families

👴 Senior Citizens

💼 Business Owners

❤️ Anyone seeking comprehensive, long-term health protection

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✨ Plan Variants

💎 Ultimate Care – Premium

✔️ Comprehensive hospitalization coverage

✔️ High Sum Insured options

✔️ Unlimited Automatic Recharge

✔️ Wellness & Preventive Care

✔️ Annual Health Check-up

✔️ Modern Treatment Coverage

💰 Ultimate Care – Premium Payback

Includes all the benefits of the Premium plan plus:

🎁 Premium Payback Benefit (as per eligibility and policy terms)

💙 Rewards for maintaining long-term policy continuity

📈 Enhanced value over the long term

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🌟 Key Highlights

🏥 Cashless Hospitalization

💰 High Sum Insured Options

♾️ Unlimited Automatic Recharge

📈 No Claim Bonus

🩺 Annual Health Check-up

🚑 Ambulance Cover

💊 540+ Day Care Procedures

🧬 Advanced Medical Treatments

🏠 Domiciliary Hospitalization

🌿 AYUSH Treatment Cover

❤️ Organ Donor Cover

👨‍👩‍👧 Family Floater Option

📱 Digital Health & Wellness Services

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💰 Sum Insured Options

Choose from a wide range of coverage:

✅ ₹5 Lakhs

✅ ₹7 Lakhs

✅ ₹10 Lakhs

✅ ₹15 Lakhs

✅ ₹20 Lakhs

✅ ₹25 Lakhs

✅ ₹50 Lakhs

✅ ₹1 Crore

(Availability may vary based on the selected variant.)

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👨‍👩‍👧 Who Can Be Covered?

✔️ Self

✔️ Spouse

✔️ Dependent Children

✔️ Parents

✔️ Parents-in-law

✔️ Family Floater Option

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🏥 Hospitalization Coverage

The policy covers eligible expenses for:

🛏️ Room Rent

🏥 ICU Charges

👨‍⚕️ Doctor Consultation Fees

💉 Surgery Expenses

🩺 Nursing Charges

💊 Medicines

🧪 Diagnostic Tests

🩸 Blood & Oxygen

🦴 Surgical Implants

📋 Medical Consumables (as per policy terms)

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🚑 Pre & Post Hospitalization

Before Hospitalization

👨‍⚕️ Doctor Consultation

🧪 Diagnostic Tests

💊 Medicines

After Hospitalization

🩺 Follow-up Visits

💊 Medicines

🧪 Diagnostic Tests

🩹 Recovery Care

Covered as per policy terms.

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💉 Day Care Procedures

Coverage for 540+ Day Care Treatments, including:

👁️ Cataract Surgery

❤️ Angiography

🩸 Dialysis

🧬 Chemotherapy

☢️ Radiotherapy

🦴 Arthroscopy

👂 ENT Procedures

👶 Pediatric Procedures

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🧬 Modern Treatments Covered

✅ Robotic Surgery

✅ Stem Cell Therapy (specified illnesses)

✅ Immunotherapy

✅ Oral Chemotherapy

✅ Deep Brain Stimulation

✅ Balloon Sinuplasty

✅ Bronchial Thermoplasty

✅ Intra Vitreal Injections

✅ Uterine Artery Embolization

Covered as per policy conditions.

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♻️ Unlimited Automatic Recharge

One of the standout benefits.

♾️ Automatic restoration of the Sum Insured when exhausted due to claims.

✔️ Helps cover multiple hospitalizations in the same policy year (subject to policy terms).

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📈 No Claim Bonus

🎁 Enjoy an increase in your coverage for every claim-free policy year.

✔️ Higher protection without an increase in premium, as per policy conditions.

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🩺 Annual Health Check-up

Stay proactive about your health with preventive care.

Includes eligible tests such as:

🩸 Blood Tests

❤️ Cardiac Screening

🩺 Routine Health Check-up

👨‍⚕️ Physician Consultation

Available according to policy eligibility.

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🌍 Cashless Hospitalization

Access treatment at 10,000+ network hospitals across India (network size may change over time).

Benefits include:

💳 Cashless Admission

⚡ Faster Claim Processing

🏥 Nationwide Network

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🌿 AYUSH Treatment Coverage

Eligible inpatient treatment under:

🌱 Ayurveda

🧘 Yoga

🌿 Naturopathy

💊 Unani

🌼 Siddha

✨ Homeopathy

Covered as per policy terms.

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🏠 Domiciliary Hospitalization

Home treatment expenses may be covered when:

🏥 Hospital beds are unavailable

OR

👨‍⚕️ A doctor recommends treatment at home

Subject to policy conditions.

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❤️ Organ Donor Benefit

Coverage includes eligible hospitalization expenses for the organ donor during transplantation, as specified in the policy.

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🚑 Ambulance Cover

Emergency transportation expenses for:

🚑 Road Ambulance

🚨 Emergency Medical Transfer

Covered up to the policy limits.

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💪 Wellness Benefits

🎯 Fitness Programs

📱 Digital Health Services

👨‍⚕️ Online Doctor Consultation

🥗 Lifestyle & Nutrition Guidance

🏃 Wellness Rewards

Benefits depend on the selected variant and policy terms.

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🎁 Premium Payback Benefit

(Available under the Ultimate Care – Premium Payback variant.)

💰 Rewards policyholders for maintaining long-term policy continuity and meeting the plan's eligibility conditions.

✔️ Encourages regular renewals

✔️ Provides additional value over the policy term

✔️ Available only as per the terms, conditions, and eligibility criteria of the Premium Payback option.

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➕ Optional Add-On Covers

Enhance your protection with optional benefits such as:

🦷 Dental Care

👓 Vision Care

💊 OPD Cover

🤰 Maternity Cover

🌍 International Second Opinion

🛡️ Critical Illness Cover

Availability depends on the selected plan and add-ons.

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⏳ Waiting Period

📅 Initial Waiting Period – 30 Days (except accidents)

🩺 Specific Diseases – 24 Months

❤️ Pre-existing Diseases – 36 Months (or as specified in the policy)

Accidental hospitalization is covered from Day 1.

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❌ Major Exclusions

🚫 Cosmetic or Plastic Surgery (unless medically necessary)

🚫 Self-inflicted Injuries

🚫 Substance Abuse

🚫 Infertility Treatment (unless specifically covered)

🚫 Non-prescribed Treatments

🚫 Experimental Treatments (except covered modern procedures)

🚫 Expenses not related to covered hospitalization

Please refer to the policy wording for the complete list of exclusions.

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⭐ Why Choose Ultimate Care?

✅ Comprehensive Health Protection

✅ Premium & Premium Payback Variants

✅ High Sum Insured Options

✅ Unlimited Automatic Recharge

✅ Cashless Hospitalization

✅ 540+ Day Care Procedures

✅ Advanced Medical Treatment Cover

✅ Annual Health Check-up

✅ Wellness & Preventive Care

✅ AYUSH Treatment Cover

✅ Organ Donor Benefit

✅ Family Floater Option

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📄 Documents Required

🪪 Aadhaar Card

🆔 PAN Card (where applicable)

📍 Address Proof

📷 Passport-size Photograph

🏥 Previous Medical Records (if required)

💳 Bank Account Details

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📞 Need More Information?

💙 Protect Your Family with Ultimate Care!

📞 Call Us for a FREE Consultation

💻 Get an Instant Premium Quote

📝 Fast & Hassle-Free Policy Issuance

🏥 Choose Ultimate Care (Premium or Premium Payback) and enjoy comprehensive health protection with valuable long-term benefits! 💙