🌟 Complete Protection for Cars, Bikes & Commercial Vehicles

Magma General Insurance (formerly Magma HDI General Insurance) offers a complete range of motor insurance solutions for private cars, two-wheelers, commercial vehicles, and motor trade businesses. Customers can choose from Comprehensive, Third-Party Liability, Standalone Own Damage, Long-Term, and Pay As You Drive policies along with a wide range of add-on covers.

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🚗 1. Private Car Insurance

Protect your private car against accidents, theft, natural disasters, fire, and third-party liabilities.

✅ Plans Available

🚗 Comprehensive Car Insurance

🛡️ Third-Party Liability Insurance

🚘 Standalone Own Damage (OD) Insurance

📅 Long-Term Car Insurance

🚙 Pay As You Drive (PAYD) Insurance

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✨ Key Features

🏥 Cashless Repairs at Network Garages

🚗 Coverage Against Accidents

🔥 Fire & Explosion Protection

🌪️ Natural Calamities Cover

⚡ Man-Made Perils Cover

🦹 Theft Protection

👤 Personal Accident Cover

💰 No Claim Bonus (NCB)

📱 Smartphone-Based Self Inspection

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🏍️ 2. Two-Wheeler Insurance

Complete insurance for motorcycles, scooters, and mopeds.

✅ Plans Available

🏍️ Comprehensive Bike Insurance

🛡️ Third-Party Bike Insurance

🚲 Standalone Own Damage Cover

📅 Long-Term Two-Wheeler Insurance

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Features

🏍️ Own Damage Protection

🛡️ Third-Party Liability

🔥 Fire Cover

🌪️ Natural Disaster Cover

🦹 Theft Protection

👤 Personal Accident Cover

💰 No Claim Bonus

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🚚 3. Commercial Vehicle Insurance

Designed for business and transport vehicles.

Covered Vehicles

🚛 Goods Carrying Vehicles

🚐 Passenger Carrying Vehicles

🚕 Taxi & Cab

🚌 Bus

🚜 Agricultural Vehicles

🏗️ Construction Equipment Vehicles

🚒 Special Purpose Vehicles

Plans

🛡️ Liability Only Policy

⭐ Package Policy

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🏭 4. Motor Trade Internal Risk Policy

Special insurance for automobile dealers and workshops.

Covers

🚗 Unsold Vehicles

🚘 Pre-delivery Vehicles

👨‍🔧 Workshop Handling Risks

💥 Accidental Damage

👨‍🏭 Employee Handling Risks

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🚘 Types of Motor Insurance

🛡️ Third-Party Liability Insurance

Mandatory under the Motor Vehicles Act.

Covers

✅ Third-Party Death

✅ Third-Party Injury

✅ Third-Party Property Damage

✅ Legal Liability

❌ Does not cover damage to your own vehicle.

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⭐ Comprehensive Insurance

The most popular and complete protection plan.

Covers

🚗 Own Damage

🛡️ Third-Party Liability

🔥 Fire

🌪️ Natural Calamities

⚡ Man-Made Disasters

💥 Accidental Damage

🦹 Theft

👤 Personal Accident Cover

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🚘 Standalone Own Damage Policy

Suitable for customers who already have a Third-Party policy.

Covers

💥 Accident Damage

🔥 Fire

🌊 Flood

🌪️ Cyclone

🦹 Theft

❌ Third-Party Liability not included.

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🚙 Pay As You Drive (PAYD)

Ideal for customers who drive fewer kilometres annually.

Benefits

📉 Lower Premium for Low Usage

📊 Flexible Kilometre Plans

💰 Cost Savings

🚗 Comprehensive Protection

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✨ Popular Add-On Covers

🛠️ Zero Depreciation Cover

⚙️ Engine Protect Cover

💰 Return to Invoice Cover

🔋 Battery Secure Cover (for EVs & Hybrid Vehicles)

🚑 24×7 Roadside Assistance

🛞 Tyre & Alloy Cover

🥤 Consumables Cover

🔑 Key Protect Cover

💼 Personal Belongings Cover

🚚 Additional Towing Cover

📉 Zero Excess Cover

💳 EMI Protect Cover

⏳ Inconvenience Allowance Cover

📈 No Claim Bonus Protection

These add-ons are available based on the vehicle type and selected policy.

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👤 Personal Accident Cover

Financial protection for:

👤 Owner-Driver

👨 Named Passengers

👥 Unnamed Passengers

🏍️ Pillion Rider (Two-Wheeler)

🚗 Paid Driver

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⚡ What's Covered?

✅ Accidental Damage

✅ Fire & Explosion

✅ Lightning

✅ Theft

✅ Burglary

✅ Riots & Strikes

✅ Earthquake

✅ Flood

✅ Cyclone

✅ Storm

✅ Landslide

✅ Terrorism (as per policy terms)

✅ Third-Party Legal Liability

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❌ What's Not Covered?

🚫 Normal Wear & Tear

🚫 Mechanical Breakdown

🚫 Electrical Failure

🚫 Driving Without a Valid Licence

🚫 Driving Under the Influence of Alcohol or Drugs

🚫 Consequential Loss

🚫 Illegal Racing

🚫 Damage Outside Policy Terms

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💰 Discounts Available

🎁 No Claim Bonus (NCB)

🎁 Voluntary Excess Discount

🎁 Automobile Association of India (AAI) Membership Discount

🎁 ARAI Approved Anti-Theft Device Discount

🎁 Long-Term Policy Discount

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🚑 Claim Assistance

📱 Digital Claim Registration

📸 Self-Inspection through Mobile App

🏭 Cashless Repairs at Network Garages

👨‍🔧 Quick Repair Support

💰 Fast Claim Settlement

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⭐ Why Choose Magma Motor Insurance?

✅ Comprehensive Car, Bike & Commercial Vehicle Plans

✅ Pay As You Drive Option

✅ Long-Term Insurance Plans

✅ Standalone Own Damage Cover

✅ Wide Range of Add-On Covers

✅ Cashless Garage Network

✅ Digital Self-Inspection

✅ Easy Online Renewal

✅ Fast & Hassle-Free Claims

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📄 Documents Required

🪪 Aadhaar Card

🆔 PAN Card (if applicable)

🚗 Registration Certificate (RC)

📄 Previous Insurance Policy

🪪 Valid Driving Licence

📷 Vehicle Photographs (if required)

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📞 Need More Information?

🚗 Protect Your Vehicle with Magma Motor Insurance!

📞 Free Policy Consultation

💻 Instant Premium Quote

📝 Quick & Hassle-Free Policy Issuance

🚗🏍️🚚 Choose Magma Motor Insurance for complete protection of your Car, Bike, Taxi, Commercial Vehicle, Bus, Truck, Tractor, and EV with flexible plans and comprehensive add-on covers.