🌟 Complete Health Insurance Portfolio

Magma General Insurance (formerly Magma HDI General Insurance) offers a range of retail and specialized health insurance products for individuals, families, senior citizens, and accident protection. Its flagship retail health plan is OneHealth, available in multiple variants, along with senior citizen, top-up, and standard health insurance products.

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🏥 1. OneHealth Insurance

Magma's flagship comprehensive health insurance plan designed for individuals and families.

🌟 Available Variants

🟢 OneHealth Support

🔵 OneHealth Secure

🟣 OneHealth Support Plus

🟠 OneHealth Shield

💎 OneHealth Premium

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🟢 OneHealth Support

Suitable for first-time buyers seeking affordable protection.

✨ Key Features

🏥 Hospitalization Cover

💊 Day Care Procedures

🚑 Ambulance Cover

🌿 AYUSH Treatment

🧪 Modern Treatments

❤️ Organ Donor Cover

🏠 Domiciliary Hospitalization

🩺 Annual Health Check-up

📈 Cumulative Bonus

💰 Sum Insured: ₹2 Lakhs – ₹5 Lakhs

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🔵 OneHealth Secure

Enhanced protection with higher Sum Insured options.

Features

🏥 Comprehensive Hospitalization

🚑 Emergency Ambulance

💊 Day Care Procedures

🌿 AYUSH Cover

❤️ Organ Donor Cover

🩺 Annual Health Check-up

📈 Cumulative Bonus

💰 Sum Insured: ₹2 Lakhs – ₹25 Lakhs

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🟣 OneHealth Support Plus

Designed for customers seeking wider medical protection.

Features

🏥 Higher Hospitalization Cover

♻️ Unlimited Restoration Benefit

🩺 Health Check-up

💊 Day Care Treatment

🤰 Maternity Cover

👶 Newborn Baby Cover

🌿 AYUSH Treatment

📈 Cumulative Bonus

💰 Sum Insured: ₹2 Lakhs – ₹50 Lakhs

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🟠 OneHealth Shield

Premium health insurance with extensive coverage.

Features

🏥 Comprehensive Hospitalization

♻️ Unlimited Restoration

🛏️ No Room Rent Capping

🩺 Annual Health Check-up

💊 OPD Cover (Optional)

🤰 Maternity Cover

👶 Newborn Cover

💰 Sum Insured: ₹5 Lakhs – ₹1 Crore

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💎 OneHealth Premium

The highest variant with maximum benefits.

Features

🏥 Comprehensive Hospitalization

🛏️ No Room Rent Restriction

♻️ Unlimited Restoration

🤰 Maternity Cover

👶 Newborn Baby Cover

🧫 IVF Treatment Cover

👓 LASIK Surgery Cover

⚖️ Bariatric Surgery Cover

🧠 Psychiatric Treatment Cover

💊 OPD Cover

📈 Cumulative Bonus

💰 Sum Insured: ₹10 Lakhs – ₹3 Crore

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👴 2. OneHealth Senior

Specially designed for senior citizens.

✨ Key Features

👴 Senior Citizen Coverage

🏥 Hospitalization Expenses

💊 Day Care Procedures

🚑 Ambulance Cover

🌿 AYUSH Treatment

🩺 Annual Health Check-up

📈 Cumulative Bonus

♻️ Lifelong Renewability

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📈 3. OneHealth Extra Cover

A top-up/super top-up health insurance plan that enhances your existing health insurance coverage at an affordable premium.

Features

💰 Higher Sum Insured

🏥 Covers Large Medical Bills

📉 Affordable Premium

🛡️ Works Alongside Base Health Policy

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🛡️ 4. Saksham Health Insurance

Health insurance designed to provide essential medical protection with affordable premiums.

Benefits

🏥 Hospitalization Cover

💊 Day Care Procedures

🚑 Ambulance Cover

🌿 AYUSH Treatment

🩺 Health Check-up

👨‍👩‍👧 Family Coverage

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🇮🇳 5. Arogya Sanjeevani Policy

IRDAI's standardized health insurance policy.

Features

🏥 Standard Hospitalization Cover

💰 Affordable Premium

💊 Day Care Procedures

🚑 Ambulance Cover

🌿 AYUSH Treatment

👨‍👩‍👧 Individual & Family Floater

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❤️ 6. Double Suraksha

A protection-oriented plan combining health-related benefits with enhanced financial security.

Features

🏥 Hospitalization Benefits

💰 Additional Financial Protection

👨‍👩‍👧 Individual & Family Options

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💥 7. OneProtect (Personal Accident Insurance)

Financial protection against accidental death and disability.

Covers

💰 Accidental Death

♿ Permanent Total Disability

🦾 Permanent Partial Disability

💵 Lump Sum Compensation

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❤️ Optional Covers Available with OneHealth

➕ Critical Illness Cover

💥 Personal Accident Cover

💊 OPD Cover

🤰 Maternity Cover

👶 Newborn Baby Cover

💼 Loss of Income Cover

🧫 IVF Treatment Cover

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🏥 Common Health Insurance Benefits

✅ Cashless Hospitalization

✅ 11,500+ Network Hospitals

✅ Pre-Hospitalization (30 Days)

✅ Post-Hospitalization (60 Days)

✅ Day Care Procedures

✅ Modern Treatments

✅ Organ Donor Cover

✅ Domiciliary Hospitalization

✅ AYUSH Treatment

✅ Unlimited Restoration (Selected Variants)

✅ Annual Health Check-up

✅ Cumulative Bonus

✅ Lifelong Renewability

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⏳ Waiting Period

📅 Initial Waiting Period – 30 Days (except accidents)

🩺 Specific Diseases – 2 Years

❤️ Pre-existing Diseases – 2 to 3 Years (depending on the selected plan)

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❌ Major Exclusions

🚫 Cosmetic Surgery

🚫 Self-inflicted Injuries

🚫 Alcohol & Drug Abuse

🚫 Experimental Treatments (unless covered)

🚫 Non-medical Expenses (unless specifically covered)

🚫 Treatments outside policy terms

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📄 Documents Required

🪪 Aadhaar Card

🆔 PAN Card (if applicable)

📍 Address Proof

📷 Passport-size Photograph

🏥 Previous Medical Records (if required)

💳 Bank Account Details

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⭐ Why Choose Magma Health Insurance?

✅ Coverage up to ₹3 Crore

✅ Five OneHealth Plan Variants

✅ Senior Citizen Health Plan

✅ Top-up Health Insurance

✅ Cashless Treatment at 11,500+ Hospitals

✅ Unlimited Restoration (Selected Plans)

✅ Maternity & Newborn Cover

✅ IVF, LASIK & Bariatric Surgery Cover (Selected Variants)

✅ AYUSH & Modern Treatment Cover

✅ Lifelong Renewability

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📞 Need More Information?

💙 Protect Your Family with Magma General Health Insurance!

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🏥 Choose the right Magma General Health Insurance plan and enjoy comprehensive medical protection, cashless hospitalization, wellness benefits, and financial peace of mind.